[비즈니스포스트] <a href='https://www.businesspost.co.kr/BP?command=article_view&num=319543' class='human_link' style='text-decoration:underline' target='_blank'>김주현</a>&nbsp;금융위원장이&nbsp;최근&nbsp;불거진&nbsp;보험사&nbsp;신종자본증권(영구채)&nbsp;조기상환(콜옵션)&nbsp;연기&nbsp;사례를&nbsp;두고&nbsp;투자자의&nbsp;해석을 고려해 대응하겠다는 태도를&nbsp;보였다.<br /> <br /> 김&nbsp;위원장은&nbsp;4일&nbsp;서울&nbsp;중구&nbsp;신라호텔에서&nbsp;열린&nbsp;&#39;세계경제연구원-우리금융그룹&nbsp;국제콘퍼런스&#39;가&nbsp;끝난&nbsp;뒤&nbsp;기자들과&nbsp;만나&quot;해외&nbsp;투자자들이&nbsp;어떻게&nbsp;생각하는지가&nbsp;중요하고&nbsp;그런&nbsp;관점에서&nbsp;금융당국이&nbsp;앞으로&nbsp;어떻게&nbsp;대응할&nbsp;것인가가&nbsp;중요하다&quot;고&nbsp;밝혔다.<br /> &nbsp; <figure class="image" style="float:right;margin-right:0px; margin-left:15px; margin-top:30px; "><img alt="금융위원장 <a href='https://www.businesspost.co.kr/BP?command=article_view&num=319543' class='human_link' style='text-decoration:underline' target='_blank'>김주현</a> &quot;보험사 콜옵션 미행사는 투자자 해석 고려해 대응&quot;" height="150" class='lazyload' data-src="https://www.businesspost.co.kr/news/photo/202211/20221104213458_24083.JPG" width="300" /> <figcaption><table width=320><tr><td align='left' style='margin:0; padding:0px 0px; color:#306f7f; font-size:12px; font-family:verdana; letter-spacing:-0.1em; line-height:160%; table-layout: fixed; width:180px;'>▲ <a href='https://www.businesspost.co.kr/BP?command=article_view&num=319543' class='human_link' style='text-decoration:underline' target='_blank'>김주현</a>&nbsp;금융위원장이&nbsp;최근&nbsp;불거진&nbsp;보험사&nbsp;신종자본증권(영구채)&nbsp;조기상환(콜옵션)&nbsp;연기&nbsp;사례를&nbsp;두고&nbsp;투자자의&nbsp;해석을 고려해 대응하겠다는 태도를&nbsp;보였다. 사진은&nbsp;<a href='https://www.businesspost.co.kr/BP?command=article_view&num=319543' class='human_link' style='text-decoration:underline' target='_blank'>김주현</a> 금융위원장(왼쪽)과 이복현 금융감독원장이 3일 오전 서울 중구 은행회관에서 열린 비상거시경제 금융회의에서 대화하고 있는 모습.&nbsp;</td></tr></table></figcaption> </figure> <br /> 그는&nbsp;&quot;외부에서&nbsp;어떻게&nbsp;보느냐를&nbsp;감안해서 결해야&nbsp;하는데&nbsp;아마&nbsp;거기까지는&nbsp;생각하지&nbsp;못한&nbsp;것&nbsp;같다&quot;며&nbsp;&quot;실질적으로&nbsp;문제가 있고&nbsp;없고는&nbsp;중요하지&nbsp;않다&quot;고&nbsp;설명했다.<br /> <br /> 흥국생명은&nbsp;9일&nbsp;조기상환&nbsp;일자가&nbsp;돌아오는&nbsp;5억&nbsp;달러(약&nbsp;7100억&nbsp;원)&nbsp;규모의&nbsp;외화&nbsp;신종자본증권을&nbsp;두고 조기상환권&nbsp;미이행을&nbsp;결정했다.<br /> <br /> DB생명은&nbsp;13일로&nbsp;예정된&nbsp;300억&nbsp;원&nbsp;규모의&nbsp;신종자본증권&nbsp;조기상환일을&nbsp;계약변경을&nbsp;통해&nbsp;내년&nbsp;5월로&nbsp;연기한&nbsp;바&nbsp;있다.<br /> <br /> 신종자본증권의&nbsp;만기는&nbsp;30년이지만&nbsp;보통&nbsp;발행사들은&nbsp;5년&nbsp;뒤에&nbsp;콜옵션을&nbsp;행사해&nbsp;조기상환한다.&nbsp;<br /> <br /> 이에&nbsp;시장에서는&nbsp;신종자본증권의&nbsp;만기를&nbsp;5년으로&nbsp;받아들이는데&nbsp;최근&nbsp;연이어&nbsp;조기상환이&nbsp;제대로&nbsp;이행되지&nbsp;않고&nbsp;있어&nbsp;국내&nbsp;채권시장의&nbsp;신뢰도&nbsp;하락으로&nbsp;이어질&nbsp;수&nbsp;있다는&nbsp;우려가&nbsp;나온다.&nbsp;박안나 기자